12 CFR 226.29 - State exemptions.

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There is 1 rule appearing in the Federal Register for 12 CFR 226. View below or at eCFR (GPOAccess)
§ 226.29 State exemptions.
(a) General rule. Any State may apply to the Board to exempt a class of transactions within the State from the requirements of chapter 2 (Credit transactions) or chapter 4 (Credit billing) of the Act and the corresponding provisions of this regulation. The Board shall grant an exemption if it determines that:
(1) The State law is substantially similar to the Federal law or, in the case of chapter 4, affords the consumer greater protection than the Federal law; and
(2) There is adequate provision for enforcement.
(b) Civil liability.
(1) No exemptions granted under this section shall extend to the civil liability provisions of sections 130 and 131 of the Act.
(2) If an exemption has been granted, the disclosures required by the applicable State law (except any additional requirements not imposed by Federal law) shall constitute the disclosures required by this Act.
(c) Applications. The procedures under which a State may apply for an exemption under this section are set forth in appendix B.
[46 FR 20892, Apr. 7, 1981; 46 FR 29246, June 1, 1981]

Title 12 published on 2014-01-01

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  • 2014-07-25; vol. 79 # 143 - Friday, July 25, 2014
    1. 79 FR 43232 - Truth in Lending (Regulation Z)
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      12 CFR Part 226

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United States Code
Statutes at Large

Title 12 published on 2014-01-01

The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 12 CFR 226 after this date.

  • 2014-07-25; vol. 79 # 143 - Friday, July 25, 2014
    1. 79 FR 43232 - Truth in Lending (Regulation Z)
      GPO FDSys XML | Text
      FEDERAL RESERVE SYSTEM
      12 CFR Part 226