12 CFR 226, Subpart E - Special Rules for Certain Home Mortgage Transactions
- § 226.31 — General rules.
- § 226.32 — Requirements for certain closed-end home mortgages.
- § 226.33 — Requirements for reverse mortgages.
- § 226.34 — Prohibited acts or practices in connection with credit subject to § 226.32.
- § 226.35 — Prohibited acts or practices in connection with higher-priced mortgage loans.
- § 226.36 — Prohibited acts or practices in connection with credit secured by a dwelling.
- §§ 226.37-226.38 — [Reserved]
- § 226.39 — Mortgage transfer disclosures.
- §§ 226.40-226.41 — [Reserved]
- § 226.42 — Valuation independence.
- §§ 226.43-226.45 — [Reserved]
Title 12 published on 2013-01-01
The following are only the Rules published in the Federal Register after the published date of Title 12.
For a complete list of all Rules, Proposed Rules, and Notices view the Rulemaking tab.
This is a list of United States Code sections, Statutes at Large, Public Laws, and Presidential Documents, which provide rulemaking authority for this CFR Part.
This list is taken from the Parallel Table of Authorities and Rules provided by GPO [Government Printing Office].
It is not guaranteed to be accurate or up-to-date, though we do refresh the database weekly. More limitations on accuracy are described at the GPO site.
§ 3806 - Adjustable rate mortgage caps
§ 1604 - Disclosure guidelines
§ 1637 - Open end consumer credit plans
§ 1639 - Requirements for certain mortgages
Title 12 published on 2013-01-01
The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 12 CFR 226 after this date.
GPO FDSys XML | Text type regulations.gov FR Doc. 2013-01809 RIN 1557-AD62 Docket No. OCC-2012-0013 Docket No. R-1443 Docket No. CFPB-2012-0031 DEPARTMENT OF THE TREASURY, FEDERAL RESERVE SYSTEM, NATIONAL CREDIT UNION ADMINISTRATION, FEDERAL HOUSING FINANCE AGENCY, BUREAU OF CONSUMER FINANCIAL PROTECTION, Office of the Comptroller of the Currency Final rule; official staff commentary. This final rule is effective on January 18, 2014. 12 CFR Parts 34 and 164 The Board, Bureau, FDIC, FHFA, NCUA, and OCC (collectively, the Agencies) are issuing a final rule to amend Regulation Z, which implements the Truth in Lending Act (TILA), and the official interpretation to the regulation. The revisions to Regulation Z implement a new provision requiring appraisals for “higher-risk mortgages” that was added to TILA by the Dodd-Frank Wall Street Reform and Consumer Protection Act (the Dodd-Frank Act or Act). For mortgages with an annual percentage rate that exceeds the average prime offer rate by a specified percentage, the final rule requires creditors to obtain an appraisal or appraisals meeting certain specified standards, provide applicants with a notification regarding the use of the appraisals, and give applicants a copy of the written appraisals used.