Title 12 published on 2013-01-01
The following are only the Rules published in the Federal Register after the published date of Title 12.
For a complete list of all Rules, Proposed Rules, and Notices view the Rulemaking tab.
The Board, Bureau, FDIC, FHFA, NCUA, and OCC (collectively, the Agencies) are issuing a final rule to amend Regulation Z, which implements the Truth in Lending Act (TILA), and the official interpretation to the regulation. The revisions to Regulation Z implement a new provision requiring appraisals for “higher-risk mortgages” that was added to TILA by the Dodd-Frank Wall Street Reform and Consumer Protection Act (the Dodd-Frank Act or Act). For mortgages with an annual percentage rate that exceeds the average prime offer rate by a specified percentage, the final rule requires creditors to obtain an appraisal or appraisals meeting certain specified standards, provide applicants with a notification regarding the use of the appraisals, and give applicants a copy of the written appraisals used.
This is a list of United States Code sections, Statutes at Large, Public Laws, and Presidential Documents, which provide rulemaking authority for this CFR Part.
This list is taken from the Parallel Table of Authorities and Rules provided by GPO [Government Printing Office].
It is not guaranteed to be accurate or up-to-date, though we do refresh the database weekly. More limitations on accuracy are described at the GPO site.
§ 1 - Office of the Comptroller of the Currency
§ 2 - Comptroller of the Currency; appointment; term
§ 3 - Oath of Comptroller
§ 4 - Deputy Comptrollers
§ 4a - Delegation of authority by Comptroller
§ 4b - Deputy Comptroller for the supervision and examination of Federal savings associations
§ 5, 6 - Repealed.
§ 7 - Chief of examining division
§ 8 - Clerks
§ 9 - Additional examiners, clerks, and other employees
§ 9a - Repealed.
§ 10 - Salaries of Deputy Comptrollers, examiners, and other employees as part of bank examination expenses
§ 11 - Interest in national banks
§ 12 - Seal of Comptroller
§ 13 - Rooms for Currency Bureau
§ 14 - Report of Comptroller
§ 15 - Repealed. Aug. 7, 1946, ch. 770,
§ 16 - Funding of Office
§ 29 - Power to hold real property
§ 93a - Authority to prescribe rules and regulations
§ 371 - Real estate loans
12 USC § 1701j–3 - Preemption of due-on-sale prohibitions
§ 1828 - Regulations governing insured depository institutions
§ 3331 - Purpose
§ 3332 - Functions of Appraisal Subcommittee
§ 3333 - Chairperson of Appraisal Subcommittee; term of Chairperson; meetings
§ 3334 - Officers and staff
§ 3335 - Powers of Appraisal Subcommittee
§ 3336 - Procedures for establishing appraisal standards and requiring use of certified and licensed appraisers
§ 3337 - Startup funding
§ 3338 - Roster of State certified or licensed appraisers; authority to collect and transmit fees
§ 3339 - Functions of Federal financial institutions regulatory agencies relating to appraisal standards
§ 3340 - Time for proposal and adoption of standards
§ 3341 - Functions of Federal financial institutions regulatory agencies relating to appraiser qualifications
§ 3342 - Transactions requiring services of State certified appraiser
§ 3343 - Transactions requiring services of State licensed appraiser
§ 3344 - Time for proposal and adoption of rules
§ 3345 - Certification and licensing requirements
§ 3346 - Establishment of State appraiser certifying and licensing agencies
§ 3347 - Monitoring of State appraiser certifying and licensing agencies
§ 3348 - Recognition of State certified and licensed appraisers for purposes of this chapter
§ 3349 - Violations in obtaining and performing appraisals in federally related transactions
§ 3350 - Definitions
§ 3351 - Miscellaneous provisions
§ 3352 - Emergency exceptions for disaster areas
§ 3353 - Appraisal management company minimum requirements
§ 3354 - Automated valuation models used to estimate collateral value for mortgage lending purposes
§ 3355 - Broker price opinions
§ 5101 - Purposes and methods for establishing a mortgage licensing system and registry
§ 5102 - Definitions
§ 5103 - License or registration required
§ 5104 - State license and registration application and issuance
§ 5105 - Standards for State license renewal
§ 5106 - System of registration administration by Federal agencies
§ 5107 - Bureau of Consumer Financial Protection backup authority to establish loan originator licensing system
§ 5108 - Backup authority to establish a nationwide mortgage licensing and registry system
§ 5109 - Fees
§ 5110 - Background checks of loan originators
§ 5111 - Confidentiality of information
§ 5112 - Liability provisions
§ 5113 - Enforcement by the Bureau
§ 5114 - State examination authority
§ 5115 - Reports and recommendations to Congress
§ 5116 - Study and reports on defaults and foreclosures
The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 12 CFR 34 after this date.