12 CFR 360, Appendix F to Part 360 - Customer File Structure | Title 12 - Banks and Banking | Code of Federal Regulations

Pt. 360, App. F

Appendix F to Part 360—Customer File Structure

This is the structure of the data file to provide to the FDIC information related to each customer who has an account or sub-account reported in the deposit data or sweep/automated credit account file. If data or information are not maintained or do not apply, a null value in the appropriate field should be indicated. The file will be in a tab-or pipe-delimited ASCII format. Each file name will contain the institution's FDIC Certificate Number, an indication that it is a customer file type and the date of the extract. The files will be encrypted using an FDIC-supplied algorithm. The FDIC will transmit the encryption algorithm over FDICconnect.

Note: Each record must contain the customer's name and permanent legal address. Fields 4-12 relate to the customer name for individuals only. Fields 13-14 relate to the customer name for entities other than individuals. Some systems provide for separate fields for name, street address, city, state, ZIP, and country, all of which are parsed out. Others systems may simply provide multiple lines for name, street address, city, state, ZIP, with no distinction. In this case, certain name and address data elements must be parsed and provided in the appropriate fields.

Field name	Field description	Comments	Format
1. CS_Cust_Identifier	Customer Identifier		Character (25).
	The unique field used by the institution to identify the customer
Code of Federal Regulations - Page 590
2. CS_Tax_ID	Customer Tax ID Number	Hyphens are optional in this field	Character (11).
	The tax identification number on record for the customer
3. CS_Tax_Code	Customer Tax ID Code		Character (1).
	The type of the tax identification number of the customer. Possible values are:
	• S = Social Security Number
	• T = Federal Tax Identification Number
	• O = Other
4. CS_Name_Line—1	Individual Customer Name Line 1		Character (100).
	If available, the free-form name narrative of the customer, first line
5. CS_Name_Line—2	Individual Customer Name Line 2		Character (100).
	If available, the free-form name narrative of the customer, second line.
6. CS_Last_Name	Individual Customer Last NameFor individuals, the customer's last name.	This field is required if the data element is in the institution's records. If necessary, data should be parsed from fields 4 or 5 to obtain this element	Character (50).
7. CS_First_Name	Individual Customer First NameFor individuals, the customer's first name.	This field is required if the data element is in the institution's records. If necessary, data should be parsed from fields 4 or 5 to obtain this element	Character (50).
8. CS_Middle_Name	Individual Customer Middle NameFor individuals, the customer's middle name.	This field is required if the data element is in the institution's records. If necessary, data should be parsed from fields 4 or 5 to obtain this element	Character (50).
9. CS_Suffix	Individual Professional SuffixFor individuals, the suffix designating customer's academic, professional or honorary status, such as Esq., Ph.D., M.D., and D.D.S.	This field is required if the data element is in the institution's records. If necessary, data should be parsed from fields 4 or 5 to obtain this element	Character (20).
10. CS_Generation	Individual Generational SuffixFor individuals, the suffix designating the customer's generational status, such as Jr., Sr. or III.	This field is required if the data element is in the institution's records. If necessary, data should be parsed from fields 4 or 5 to obtain this element	Character (10).
11. CS_Prefix	Individual Customer PrefixFor individuals, the prefix of the customer, such as Rev., Dr., Mrs., Mr. or Ms.	This field is required if the data element is in the institution's records. If necessary, data should be parsed from fields 4 or 5 to obtain this element	Character (10).
12. CS_Birth_Dt	Individual Customer Birth Date		Date (YYYYMMDD).
	For individuals, the customer's birth date
13. CS_Ent_Name_Line—1	Entity Name Line 1		Character (100).
	For entities other than individuals, the free-form name narrative of the customer, first line
14. CS_Ent_Name_Line—2	Entity Name Line 2		Character (100).
	If available for entities other than individuals, the free-form name narrative of the customer, second line
15. CS_Nar_Addr_Line—1	Customer Address Line 1		Character (100).
	If available, the free-form permanent legal address narrative for the customer, line one
16. CS_Nar_Addr_Line—2	Customer Address Line 2		Character (100).
	If available, the free-form permanent legal address narrative of the customer, line two
17. CS_Nar_Addr_Line—3	Customer Address Line 3		Character (100).
Code of Federal Regulations - Page 591
	If available, the free-form permanent legal address narrative of the customer, line three
18. CS_Street_Address—1	Street Address Line 1The permanent legal address of the customer, line one.	This field is required. If necessary, data should be parsed from fields 16 or 17 to obtain this element	Character (100).
19. CS_Street_Address—2	Street Address Line 2The permanent legal address of the customer, line two.	This field is required. If necessary, data should be parsed from fields 16 or 17 to obtain this element	Character (100).
20. CS_City	CityThe city associated with the permanent legal address.	This field is required. If necessary, data should be parsed from fields 16 or 17 to obtain this element	Character (25).
21. CS_State	StateThe state abbreviation associated with the permanent legal address.	This field is required. If necessary, data should be parsed from fields 16 or 17 to obtain this element. Use a two-character state code (official U.S. Postal Service abbreviations)	Character (2).
22. CS_ZIP	ZIPThe ZIP 4 code associated with the permanent legal address.	This field is required. If necessary, data should be parsed from fields 16 or 17 to obtain this element. If the “ 4” code is not available, provide only the 5-digit ZIP code. Hyphens are optional in this field	Character (10).
23. CS_Country	CountryThe country associated with the permanent legal address.	This field is required. If necessary, data should be parsed from fields 16 or 17 to obtain this element. Provide the name of the country or the standard IRS country code	Character (10).
24. CS_Telephone	Customer Telephone Number		Character (20).
	The telephone number on record for the customer
25. CS_Email	Customer Email Address		Character (150).
	The e-mail address on record for the customer

[73 FR 41197, July 17, 2008]

Title 12 published on 2012-01-01

The following are only the Rules published in the Federal Register after the published date of Title 12.

For a complete list of all Rules, Proposed Rules, and Notices view the Rulemaking tab.

2012-01-23; vol. 77 # 14 - Monday, January 23, 2012

77 FR 3075 - Resolution Plans Required for Insured Depository Institutions With $50 Billion or More in Total Assets

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Additional Documents

type	regulations.gov
FR Doc.	2012-1136
RIN	3064-AD59

FEDERAL DEPOSIT INSURANCE CORPORATION

Final rule.

The Rule is effective April 1, 2012.

12 CFR Part 360

Summary

The FDIC is adopting this final rule (“Rule”) requiring an insured depository institution with $50 billion or more in total assets to submit periodically to the FDIC a contingent plan for the resolution of such institution in the event of its failure (“Resolution Plan”). The Rule establishes the requirements for submission and content of a Resolution Plan, as well as procedures for review by the FDIC. The Rule requires a covered insured depository institution (“CIDI”) to submit a Resolution Plan that should enable the FDIC, as receiver, to resolve the institution under Sections 11 and 13 of the Federal Deposit Insurance Act (“FDI Act”), 12 U.S.C. 1821 and 1823, in a manner that ensures that depositors receive access to their insured deposits within one business day of the institution's failure (two business days if the failure occurs on a day other than Friday), maximizes the net present value return from the sale or disposition of its assets and minimizes the amount of any loss to be realized by the institution's creditors. The Rule is intended to address the continuing exposure of the banking industry to the risks of insolvency of large and complex insured depository institutions, an exposure that can be mitigated with proper resolution planning. The Interim Final Rule, which preceded this Rule, was effective January 1, 2012, 1 and remains in effect until superseded by this Rule on April 1, 2012. 1 76 FR 58379 (September 21, 2011).

This is a list of United States Code sections, Statutes at Large, Public Laws, and Presidential Documents, which provide rulemaking authority for this CFR Part.

This list is taken from the Parallel Table of Authorities and Rules provided by GPO [Government Printing Office].

It is not guaranteed to be accurate or up-to-date, though we do refresh the database weekly. More limitations on accuracy are described at the GPO site.

Title 12 published on 2012-01-01

The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 12 CFR 360 after this date.

2013-01-22; vol. 78 # 14 - Tuesday, January 22, 2013

78 FR 4349 - Records of Failed Insured Depository Institutions

GPO FDSys XML | Text

Additional Documents

type	regulations.gov
FR Doc.	2013-01080
RIN	3064-AD99

FEDERAL DEPOSIT INSURANCE CORPORATION

Notice of proposed rulemaking.

Written comments on the Rule must be received by the FDIC no later than March 25, 2013.

12 CFR Part 360

Summary

The FDIC is proposing a rule, with request for comments, that would implement section 11(d)(15)(D) of the Federal Deposit Insurance Act (12 U.S.C. 1821(d)(15)(D)). This statutory provision provides time frames for the retention of records of a failed insured depository institution. The proposed rule incorporates the statutory time frames and defines the term “records.”

2012-01-23; vol. 77 # 14 - Monday, January 23, 2012

77 FR 3075 - Resolution Plans Required for Insured Depository Institutions With $50 Billion or More in Total Assets

GPO FDSys XML | Text

Additional Documents

type	regulations.gov
FR Doc.	2012-1136
RIN	3064-AD59

FEDERAL DEPOSIT INSURANCE CORPORATION

Final rule.

The Rule is effective April 1, 2012.

12 CFR Part 360

Summary

The FDIC is adopting this final rule (“Rule”) requiring an insured depository institution with $50 billion or more in total assets to submit periodically to the FDIC a contingent plan for the resolution of such institution in the event of its failure (“Resolution Plan”). The Rule establishes the requirements for submission and content of a Resolution Plan, as well as procedures for review by the FDIC. The Rule requires a covered insured depository institution (“CIDI”) to submit a Resolution Plan that should enable the FDIC, as receiver, to resolve the institution under Sections 11 and 13 of the Federal Deposit Insurance Act (“FDI Act”), 12 U.S.C. 1821 and 1823, in a manner that ensures that depositors receive access to their insured deposits within one business day of the institution's failure (two business days if the failure occurs on a day other than Friday), maximizes the net present value return from the sale or disposition of its assets and minimizes the amount of any loss to be realized by the institution's creditors. The Rule is intended to address the continuing exposure of the banking industry to the risks of insolvency of large and complex insured depository institutions, an exposure that can be mitigated with proper resolution planning. The Interim Final Rule, which preceded this Rule, was effective January 1, 2012, 1 and remains in effect until superseded by this Rule on April 1, 2012. 1 76 FR 58379 (September 21, 2011).

12 CFR 360, Appendix F to Part 360 - Customer File Structure

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