12 CFR Part 360, Appendix B to Part 360 - Debit/Credit File Structure

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There is 1 rule appearing in the Federal Register for 12 CFR 360. View below or at eCFR (GPOAccess)
View PDF at GPO Pt. 360, App. B
Appendix B to Part 360—Debit/Credit File Structure
This is the structure of the data file the FDIC will provide to apply debits and credits to an individual account or sub-account after the removal of FDIC holds. The file will be in a tab- or pipe-delimited ASCII format and provided through FDICconnect or Direct Connect. The file will be encrypted using an FDIC-supplied algorithm.
Field name Field description Comments Format
1. DP_Acct_Identifier Account IdentifierThe primary field used to identify the account. This field may the Account Number. The Account Identifier may be composed of more than one physical data element. If multiple fields are required to identify the account, data should be placed in separate fields and the FDIC instructed how these fields are combined to uniquely identify the account Character (25).
2. DP _Acct_Identifier—2 Account Identifier—2 Character (25).
If necessary, the second element used to identify the account
3. DP_Acct_Identifier—3 Account Identifier—3 Character (25).
If necessary, the third element used to identify the account
4. DP _Acct_Identifier—4 Account Identifier—4 Character (25).
If necessary, the fourth element used to identify the account
5. DP _Acct_Identifier—5 Account Identifier—5 Character (25).
If necessary, the fifth element used to identify the account
6. DP_Sub_Acct_Identifier Sub-Account IdentifierIf available, the sub-account identifier for the account. The Sub-Account Identifier may identify separate deposits tied to this account where there are different processing parameters such as interest rates or maturity dates, but all owners are the same Character (25).
7. DC _Debit_Amt Debit Amount Decimal (14,2).
Dollar amount of the debit to be applied to the account or sub-account
8. DC_Credit_Amt Credit Amount Decimal (14,2).
Dollar amount of the credit to be applied to the account or sub-account
9. DC_Transaction_Desc Debit/Credit Description Character (225).
FDIC message associated with the debit or credit transaction
[73 FR 41197, July 17, 2008]

Title 12 published on 2014-01-01

The following are only the Rules published in the Federal Register after the published date of Title 12.

For a complete list of all Rules, Proposed Rules, and Notices view the Rulemaking tab.

  • 2014-04-14; vol. 79 # 71 - Monday, April 14, 2014
    1. 79 FR 20754 - Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-Weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule
      GPO FDSys XML | Text
      FEDERAL DEPOSIT INSURANCE CORPORATION
      Final rule.
      Effective date: April 14, 2014. Mandatory compliance date: January 1, 2014 for advanced approaches FDIC-supervised institutions; January 1, 2015 for all other FDIC-supervised institutions.
      12 CFR Parts 303, 308, 324, 327, 333, 337, 347, 349, 360, 362, 363, 364, 365, 390, and 391

Title 12 published on 2014-01-01

The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 12 CFR 360 after this date.

  • 2014-04-14; vol. 79 # 71 - Monday, April 14, 2014
    1. 79 FR 20754 - Regulatory Capital Rules: Regulatory Capital, Implementation of Basel III, Capital Adequacy, Transition Provisions, Prompt Corrective Action, Standardized Approach for Risk-Weighted Assets, Market Discipline and Disclosure Requirements, Advanced Approaches Risk-Based Capital Rule, and Market Risk Capital Rule
      GPO FDSys XML | Text
      FEDERAL DEPOSIT INSURANCE CORPORATION
      Final rule.
      Effective date: April 14, 2014. Mandatory compliance date: January 1, 2014 for advanced approaches FDIC-supervised institutions; January 1, 2015 for all other FDIC-supervised institutions.
      12 CFR Parts 303, 308, 324, 327, 333, 337, 347, 349, 360, 362, 363, 364, 365, 390, and 391