What interest rates apply to smaller loans?
For a loan over $25,000 but not exceeding $50,000, the interest rate may be one percent more than the maximum interest rate described above. For a loan of $25,000 or less, the maximum interest rate described above may be increased by two percentage points.
[61 FR 3235, Jan. 31, 1996; 61 FR 7986, Mar. 1, 1996]