USC : Title 15 - COMMERCE AND TRADE § 1601 - Congressional findings and declaration of purpose
§ 1602 - Definitions and rules of construction
§ 1603 - Exempted transactions
§ 1604 - Disclosure guidelines
§ 1605 - Determination of finance charge
§ 1606 - Determination of annual percentage rate
§ 1607 - Administrative enforcement
§ 1608 - Views of other agencies
§ 1609 - Repealed.
§ 1610 - Effect on other laws
§ 1611 - Criminal liability for willful and knowing violation
§ 1612 - Effect on government agencies
§ 1613 - Annual reports to Congress by Bureau
§ 1614 - Repealed.
§ 1615 - Prohibition on use of “Rule of 78’s” in connection with mortgage refinancings and other consumer loans
§ 1616 - Board review of consumer credit plans and regulations
§ 1631 - Disclosure requirements
§ 1632 - Form of disclosure; additional information
§ 1633 - Exemption for State-regulated transactions
§ 1634 - Effect of subsequent occurrence
§ 1635 - Right of rescission as to certain transactions
§ 1636 - Repealed.
§ 1637 - Open end consumer credit plans
§ 1637a - Disclosure requirements for open end consumer credit plans secured by consumer’s principal dwelling
§ 1638 - Transactions other than under an open end credit plan
§ 1638a - Reset of hybrid adjustable rate mortgages
§ 1639 - Requirements for certain mortgages
§ 1639a - Duty of servicers of residential mortgages
§ 1639b - Residential mortgage loan origination
§ 1639c - Minimum standards for residential mortgage loans
§ 1639d - Escrow or impound accounts relating to certain consumer credit transactions
§ 1639e - Appraisal independence requirements
§ 1639f - Requirements for prompt crediting of home loan payments
§ 1639g - Requests for payoff amounts of home loan
§ 1639h - Property appraisal requirements
§ 1640 - Civil liability
§ 1641 - Liability of assignees
§ 1642 - Issuance of credit cards
§ 1643 - Liability of holder of credit card
§ 1644 - Fraudulent use of credit cards; penalties
§ 1645 - Business credit cards; limits on liability of employees
§ 1646 - Dissemination of annual percentage rates; implementation, etc.
§ 1647 - Home equity plans
§ 1648 - Reverse mortgages
§ 1649 - Certain limitations on liability
§ 1650 - Preventing unfair and deceptive private educational lending practices and eliminating conflicts of interest
§ 1651 - Procedure for timely settlement of estates of decedent obligors
§ 1661 - Catalogs and multiple-page advertisements
§ 1662 - Advertising of downpayments and installments
§ 1663 - Advertising of open end credit plans
§ 1664 - Advertising of credit other than open end plans
§ 1665 - Nonliability of advertising media
§ 1665a - Use of annual percentage rate in oral disclosures; exceptions
§ 1665b - Advertising of open end consumer credit plans secured by consumer’s principal dwelling
§ 1665c - Interest rate reduction on open end consumer credit plans
§ 1665d - Reasonable penalty fees on open end consumer credit plans
§ 1665e - Consideration of ability to repay
§ 1666a - Regulation of credit reports
§ 1666b - Timing of payments
§ 1666c - Prompt and fair crediting of payments
§ 1666d - Treatment of credit balances
§ 1666e - Notification of credit card issuer by seller of return of goods, etc., by obligor; credit for account of obligor
§ 1666f - Inducements to cardholders by sellers of cash discounts for payments by cash, check or similar means; finance charge for sales transactions involving cash discounts
§ 1666g - Tie-in services prohibited for issuance of credit card
§ 1666h - Offset of cardholder’s indebtedness by issuer of credit card with funds deposited with issuer by cardholder; remedies of creditors under State law not affected
§ 1666i - Assertion by cardholder against card issuer of claims and defenses arising out of credit card transaction; prerequisites; limitation on amount of claims or defenses
15 USC § 1666i–1 - Limits on interest rate, fee, and finance charge increases applicable to outstanding balances
15 USC § 1666i–2 - Additional limits on interest rate increases
§ 1666j - Applicability of State laws
§ 1667 - Definitions
§ 1667a - Consumer lease disclosures
§ 1667b - Lessee’s liability on expiration or termination of lease
§ 1667c - Consumer lease advertising; liability of advertising media
§ 1667d - Civil liability of lessors
§ 1667e - Applicability of State laws; exemptions by Bureau from leasing requirements
§ 1667f - Regulations
§ 1671 - Congressional findings and declaration of purpose
§ 1672 - Definitions
§ 1673 - Restriction on garnishment
§ 1674 - Restriction on discharge from employment by reason of garnishment
§ 1675 - Exemption for State-regulated garnishments
§ 1676 - Enforcement by Secretary of Labor
§ 1677 - Effect on State laws
§ 1679 - Findings and purposes
§ 1679a - Definitions
§ 1679b - Prohibited practices
§ 1679c - Disclosures
§ 1679d - Credit repair organizations contracts
§ 1679e - Right to cancel contract
§ 1679f - Noncompliance with this subchapter
§ 1679g - Civil liability
§ 1679h - Administrative enforcement
§ 1679i - Statute of limitations
§ 1679j - Relation to State law
§ 1681 - Congressional findings and statement of purpose
§ 1681a - Definitions; rules of construction
§ 1681b - Permissible purposes of consumer reports
§ 1681c - Requirements relating to information contained in consumer reports
15 USC § 1681c–1 - Identity theft prevention; fraud alerts and active duty alerts
15 USC § 1681c–2 - Block of information resulting from identity theft
§ 1681d - Disclosure of investigative consumer reports
§ 1681e - Compliance procedures
§ 1681f - Disclosures to governmental agencies
§ 1681g - Disclosures to consumers
§ 1681h - Conditions and form of disclosure to consumers
§ 1681i - Procedure in case of disputed accuracy
§ 1681j - Charges for certain disclosures
§ 1681k - Public record information for employment purposes
15 USC § -
§ 1681m - Requirements on users of consumer reports
§ 1681n - Civil liability for willful noncompliance
15 USC § -
§ 1681p - Jurisdiction of courts; limitation of actions
§ 1681q - Obtaining information under false pretenses
§ 1681r - Unauthorized disclosures by officers or employees
§ 1681s - Administrative enforcement
15 USC § 1681s–1 - Information on overdue child support obligations
15 USC § 1681s–2 - Responsibilities of furnishers of information to consumer reporting agencies
15 USC § 1681s–3 - Affiliate sharing
§ 1681t - Relation to State laws
§ 1681u - Disclosures to FBI for counterintelligence purposes
§ 1681v - Disclosures to governmental agencies for counterterrorism purposes
§ 1681w - Disposal of records
§ 1681x - Corporate and technological circumvention prohibited
§ 1691 - Scope of prohibition
§ 1691a - Definitions; rules of construction
§ 1691b - Promulgation of regulations by the Bureau
§ 1691c - Administrative enforcement
15 USC § 1691c–1 - Incentives for self-testing and self-correction
15 USC § 1691c–2 - Small business loan data collection
§ 1691d - Applicability of other laws
§ 1691e - Civil liability
§ 1691f - Annual reports to Congress; contents
§ 1692 - Congressional findings and declaration of purpose
§ 1692a - Definitions
§ 1692b - Acquisition of location information
§ 1692c - Communication in connection with debt collection
§ 1692d - Harassment or abuse
§ 1692e - False or misleading representations
§ 1692f - Unfair practices
§ 1692g - Validation of debts
§ 1692h - Multiple debts
§ 1692i - Legal actions by debt collectors
§ 1692j - Furnishing certain deceptive forms
§ 1692k - Civil liability
15 USC § -
§ 1692m - Reports to Congress by the Bureau; views of other Federal agencies
§ 1692n - Relation to State laws
15 USC § -
§ 1692p - Exception for certain bad check enforcement programs operated by private entities
§ 1693 - Congressional findings and declaration of purpose
§ 1693a - Definitions
§ 1693b - Regulations
§ 1693c - Terms and conditions of transfers
§ 1693d - Documentation of transfers
§ 1693e - Preauthorized transfers
§ 1693f - Error resolution
§ 1693g - Consumer liability
§ 1693h - Liability of financial institutions
§ 1693i - Issuance of cards or other means of access
§ 1693j - Suspension of obligations
§ 1693k - Compulsory use of electronic fund transfers
15 USC § -
15 USC § -
§ 1693m - Civil liability
§ 1693n - Criminal liability
15 USC § -
15 USC § -
15 USC § -
§ 1693p - Reports to Congress
§ 1693q - Relation to State laws
§ 1693r - Exemption for State regulation
