20 CFR 404.409 - What is full retirement age?

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§ 404.409 What is full retirement age?
Full retirement age is the age at which you may receive unreduced old-age, wife's, husband's, widow's, or widower's benefits. Full retirement age has been 65 but is being gradually raised to age 67 beginning with people born after January 1, 1938. See § 404.102 regarding determination of age.
(a) What is my full retirement age for old-age benefits or wife's or husband's benefits? You may receive unreduced old-age, wife's, or husband's benefits beginning with the month you attain the age shown.
If your birth date is: Full retirement age is:
Before 1/2/1938 65 years.
1/2/1938—1/1/1939 65 years and 2 months.
1/2/1939—1/1/1940 65 years and 4 months.
1/2/1940—1/1/1941 65 years and 6 months.
1/2/1941—1/1/1942 65 years and 8 months.
1/2/1942—1/1/1943 65 years and 10 months.
1/2/1943—1/1/1955 66 years.
1/2/1955—1/1/1956 66 years and 2 months.
1/2/1956—1/1/1957 66 years and 4 months.
1/2/1957—1/1/1958 66 years and 6 months.
1/2/1958—1/1/1959 66 years and 8 months.
1/2/1959—1/1/1960 66 years and 10 months.
1/2/1960 and later 67 years.
(b) What is my full retirement age for widow's or widower's benefits? You may receive unreduced widow's or widower's benefits beginning with the month you attain the age shown.
If your birth date is: Full retirement age is:
Before 1/2/1912 62 years.
1/2/1912—1/1/1940 65 years.
1/2/1940—1/1/1941 65 years and 2 months.
1/2/1941—1/1/1942 65 years and 4 months.
1/2/1942—1/1/1943 65 years and 6 months.
1/2/1943—1/1/1944 65 years and 8 months.
1/2/1944—1/1/1945 65 years and 10 months.
1/2/1945—1/1/1957 66 years.
1/2/1957—1/1/1958 66 years and 2 months.
1/2/1958—1/1/1959 66 years and 4 months.
1/2/1959—1/1/1960 66 years and 6 months.
1/2/1960—1/1/1961 66 years and 8 months.
1/2/1961—1/1/1962 66 years and 10 months.
1/2/1962 and later 67 years.
(c) Can I still retire before full retirement age? You may still elect early retirement. You may receive old-age, wife's or husband's benefits at age 62. You may receive widow's or widower's benefits at age 60. Those benefits will be reduced as explained in § 404.410.
[68 FR 4707, Jan. 30, 2003]

Title 20 published on 2012-04-01

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  • 2014-11-13; vol. 79 # 219 - Thursday, November 13, 2014
    1. 79 FR 67349 - Revised Medical Criteria for Evaluating Genitourinary Disorders; Correction
      GPO FDSys XML | Text
      SOCIAL SECURITY ADMINISTRATION
      Final rule; correction.
      Effective December 9, 2014.
      20 CFR Part 404

This is a list of United States Code sections, Statutes at Large, Public Laws, and Presidential Documents, which provide rulemaking authority for this CFR Part.

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United States Code
U.S. Code: Title 31 - MONEY AND FINANCE
U.S. Code: Title 42 - THE PUBLIC HEALTH AND WELFARE

§ 401 - Trust Funds

§ 402 - Old-age and survivors insurance benefit payments

§ 403 - Reduction of insurance benefits

§ 404 - Overpayments and underpayments

§ 405 - Evidence, procedure, and certification for payments

§ 405 note - Evidence, procedure, and certification for payments

§ 406 - Representation of claimants before Commissioner

§ 409 - “Wages” defined

§ 410 - Definitions relating to employment

§ 410a - Transferred

§ 411 - Definitions relating to self-employment

§ 412 - Self-employment income credited to calendar years

§ 413 - Quarter and quarter of coverage

§ 414 - Insured status for purposes of old-age and survivors insurance benefits

§ 415 - Computation of primary insurance amount

§ 416 - Additional definitions

§ 417 - Benefits for veterans

§ 418 - Voluntary agreements for coverage of State and local employees

§ 418 note - Voluntary agreements for coverage of State and local employees

§ 421 - Disability determinations

§ 421 note - Disability determinations

§ 422 - Rehabilitation services

§ 423 - Disability insurance benefit payments

§ 424a - Reduction of disability benefits

§ 425 - Additional rules relating to benefits based on disability

§ 428 - Benefits at age 72 for certain uninsured individuals

§ 429 - Benefits in case of members of uniformed services

§ 430 - Adjustment of contribution and benefit base

§ 431 - Benefits for certain individuals interned by United States during World War II

§ 433 - International agreements

§ 902 - Commissioner; Deputy Commissioner; other officers

§ 902 note - Commissioner; Deputy Commissioner; other officers

§ 909 - Delivery of benefit checks

42 U.S. Code § 905, 905a - Transferred

42 U.S. Code § 1320a–8a - Administrative procedure for imposing penalties for false or misleading statements

42 U.S. Code § 905, 905a - Transferred

42 U.S. Code § 905, 905a - Transferred

U.S. Code: Title 48 - TERRITORIES AND INSULAR POSSESSIONS
Statutes at Large

Title 20 published on 2012-04-01

The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 20 CFR 404 after this date.

  • 2014-11-13; vol. 79 # 219 - Thursday, November 13, 2014
    1. 79 FR 67349 - Revised Medical Criteria for Evaluating Genitourinary Disorders; Correction
      GPO FDSys XML | Text
      SOCIAL SECURITY ADMINISTRATION
      Final rule; correction.
      Effective December 9, 2014.
      20 CFR Part 404