(a) Financial institution means
any office of a bank, savings bank, card issuer as
defined in section 103 of the Consumer Credit
Protection Act (15 U.S.C. 1602(n) ), industrial
loan company, trust company, savings and loan,
building and loan, or homestead association
(including cooperative bank), credit union, or
consumer financial institution, located in any
State or territory of the United States, the
District of Columbia, Puerto Rico, Guam, American
Samoa, or the Virgin Islands.
(b) Financial record means an
original of, a copy of, or information known to
have been derived from, any record held by a
financial institution pertaining to a customer's
relationship with the financial institution.
(c) Person means an individual or
a partnership of five or fewer individuals.
(d) Customer means any person or
authorized representative of that person who
utilized or is utilizing any service of a
financial institution, or for whom a financial
institution is acting or has acted as a fiduciary,
in relation to an account maintained in the
(e) Law enforcement inquiry means
a lawful investigation or official proceeding
inquiring into a violation of or failure to comply
with any criminal or civil statute or any
regulation, rule, or order issued pursuant
(f) Departmental unit means those
offices, divisions, bureaus, or other components
of the Department of the treasury authorized to
conduct law enforcement inquiries.
(g) Act means the Right to
Financial Privacy Act of 1978.
Title 31 published on 2012-07-01
no entries appear in the Federal Register after this date.
This is a list of United States Code sections, Statutes at Large, Public Laws, and Presidential Documents, which provide rulemaking authority for this CFR Part.