Real estate loan

Real estate loan means any loan secured by real estate where the bank relies upon such real estate as the primary security for the loan. Where the bank in its judgment relies substantially upon other factors, such as the general credit standing of the borrower, guaranties, or security other than real estate, the loan does not constitute a real estate loan, although as a matter of prudent banking practice it may also be secured by real estate.

Source

12 CFR § 27.2

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Scoping language

For the purpose of this part, including all forms and instructions issued for use under this part:

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