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This memorandum is uncorrected and subject to revision before
publication in the New York Reports.
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1         No.   189
In the Matter of Capital Holding
Company,
                     Appellant,
          v.
Rena Stavrolakes, et al.,
                     Respondents.




		Magda L. Cruz, for appellant.
		Steven A. Neil, for respondents.


*   *   *   *   *   *   *   *   *   *   *   *   *   *   *   *   * 
Order affirmed, with costs, for the reasons stated in the 
memorandum at the Appellate Division (242 AD2d 240).  
Certified question not answered as unnecessary.  

Chief Judge Kaye and Judges Bellacosa, Smith, Levine, Ciparick and 
Wesley concur.


Decided December 17, 1998

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