§ 594. Health insurance reinstatement
(a) Reinstatement of health insurance
A servicemember who, by reason of military service as defined in section 703 (a)(1) [section 593 (a)(1) of this Appendix], is entitled to the rights and protections of this Act [sections 501 to 515 and 516 to 597b of this Appendix] shall also be entitled upon termination or release from such service to reinstatement of any health insurance that—
(b) No exclusion or waiting period
The reinstatement of health care insurance coverage for the health or physical condition of a servicemember described in subsection (a), or any other person who is covered by the insurance by reason of the coverage of the servicemember, shall not be subject to an exclusion or a waiting period, if—
(2) an exclusion or a waiting period would not have been imposed for the condition during the period of coverage; and
(d) Time for applying for reinstatement
An application under this section must be filed not later than 120 days after the date of the termination of or release from military service.
(e) Limitation on premium increases
(1) Premium protection
The amount of the premium for health insurance coverage that was terminated by a servicemember and required to be reinstated under subsection (a) may not be increased, for the balance of the period for which coverage would have been continued had the coverage not been terminated, to an amount greater than the amount chargeable for such coverage before the termination.
(2) Increases of general applicability not precluded
Paragraph (1) does not prevent an increase in premium to the extent of any general increase in the premiums charged by the carrier of the health care insurance for the same health insurance coverage for persons similarly covered by such insurance during the period between the termination and the reinstatement.
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