12 U.S. Code § 4741 - Findings and purposes
Pub. L. 103–325, title II, § 261, Sept. 23, 1994, 108 Stat. 2214, provided that:
Pub. L. 111–240, title IV, subtitle A, Sept. 27, 2010, 124 Stat. 2582, as amended by Pub. L. 113–188, title IX, § 901(e), Nov. 26, 2014, 128 Stat. 2020, provided that:
“The purpose of this subtitle is to address the ongoing effects of the financial crisis on small businesses by providing temporary authority to the Secretary of the Treasury to make capital investments in eligible institutions in order to increase the availability of credit for small businesses.
“Nothing in this subtitle may be construed to limit the authority of the Secretary under any other provision of law.
“It is the sense of Congress that the Federal Deposit Insurance Corporation and other bank regulators are sending mixed messages to banks regarding regulatory capital requirements and lending standards, which is a contributing cause of decreased small business lending and increased regulatory uncertainty at community banks.”