15 U.S. Code § 1717a - Civil money penalties
(a) In general
Whenever any person knowingly and materially violates any of the provisions of this chapter or any rule, regulation, or order issued under this chapter, the Director may impose a civil money penalty on such person in accordance with the provisions of this section. The penalty shall be in addition to any other available civil remedy or any available criminal penalty, and may be imposed whether or not the Director imposes other administrative sanctions.
(2) Amount of penalty
The amount of the penalty, as determined by the Director, may not exceed $1,000 for each violation, except that the maximum penalty for all violations by a particular person during any 1-year period shall not exceed $1,000,000. Each violation of this chapter, or any rule, regulation, or order issued under this chapter, shall constitute a separate violation with respect to each sale or lease or offer to sell or lease. In the case of a continuing violation, as determined by the Director, each day shall constitute a separate violation.
(b) Agency procedures
The Director shall establish standards and procedures governing the imposition of civil money penalties under subsection (a) of this section. The standards and procedures—
(A) shall provide for the imposition of a penalty only after a person has been given an opportunity for a hearing on the record; and
(2) Final orders
If no hearing is requested within 15 days of receipt of the notice of opportunity for hearing, the imposition of the penalty shall constitute a final and unappealable determination. If the Director reviews the determination or order, the Director may affirm, modify, or reverse that determination or order. If the Director does not review the determination or order within 90 days of the issuance of the determination or order, the determination or order shall be final.
(3) Factors in determining amount of penalty
In determining the amount of a penalty under subsection (a) of this section, consideration shall be given to such factors as the gravity of the offense, any history of prior offenses (including offenses occurring before December 15, 1989), ability to pay the penalty, injury to the public, benefits received, deterrence of future violations, and such other factors as the Director may determine in regulations to be appropriate.
(4) Reviewability of imposition of penalty
The Secretary’s  determination or order imposing a penalty under subsection (a) of this section shall not be subject to review, except as provided in subsection (c) of this section.
(c) Judicial review of agency determination
(1) In general
After exhausting all administrative remedies established by the Director under subsection (b)(1) of this section, a person aggrieved by a final order of the Director assessing a penalty under this section may seek judicial review pursuant to section 1710 of this title.
(d) Action to collect penalty
If any person fails to comply with the determination or order of the Director imposing a civil money penalty under subsection (a) of this section, after the determination or order is no longer subject to review as provided by subsections (b) and (c) of this section, the Director may request the Attorney General of the United States to bring an action in any appropriate United States district court to obtain a monetary judgment against the person and such other relief as may be available. The monetary judgment may, in the discretion of the court, include any attorneys fees and other expenses incurred by the United States in connection with the action. In an action under this subsection, the validity and appropriateness of the Secretary’s  determination or order imposing the penalty shall not be subject to review.
(e) Settlement by Director
The Director may compromise, modify, or remit any civil money penalty which may be, or has been, imposed under this section.
(f) “Knowingly” defined
The term “knowingly” means having actual knowledge of or acting with deliberate ignorance of or reckless disregard for the prohibitions under this section.
The Director shall issue such regulations as the Director deems appropriate to implement this section.
(h) Use of penalties for administration
Civil money penalties collected under this section shall be paid to the Director and, upon approval in an appropriation Act, may be used by the Director to cover all or part of the cost of rendering services under this chapter.
 So in original. Probably should be “Director’s”.
Source(Pub. L. 90–448, title XIV, § 1418a, as added Pub. L. 101–235, title I, § 111(a),Dec. 15, 1989, 103 Stat. 2014; amended Pub. L. 111–203, title X, § 1098A(1),July 21, 2010, 124 Stat. 2105.)
2010—Pub. L. 111–203substituted “Director” for “Secretary” wherever appearing.
Effective Date of 2010 Amendment
Amendment by Pub. L. 111–203effective on the designated transfer date, see section 1100H ofPub. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.
Pub. L. 101–235, title I, § 111(b),Dec. 15, 1989, 103 Stat. 2016, provided that: “The amendment made by subsection (a) [enacting this section] shall apply only with respect to—
“(1) violations referred to in the amendment that occur on or after the effective date of this section [Dec. 15, 1989]; and
“(2) in the case of a continuing violation (as determined by the Secretary of Housing and Urban Development), any portion of violation referred to in the amendment that occurs on or after such date.”