15 USC § 6801 - Protection of nonpublic personal information

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(a) Privacy obligation policy

It is the policy of the Congress that each financial institution has an affirmative and continuing obligation to respect the privacy of its customers and to protect the security and confidentiality of those customers’ nonpublic personal information.

(b) Financial institutions safeguards

In furtherance of the policy in subsection (a) of this section, each agency or authority described in section 6805 (a) of this title shall establish appropriate standards for the financial institutions subject to their jurisdiction relating to administrative, technical, and physical safeguards—

(1) to insure the security and confidentiality of customer records and information;

(2) to protect against any anticipated threats or hazards to the security or integrity of such records; and

(3) to protect against unauthorized access to or use of such records or information which could result in substantial harm or inconvenience to any customer.

Source

(Pub. L. 106–102, title V, § 501,Nov. 12, 1999, 113 Stat. 1436; Pub. L. 111–203, title X, § 1093(1),July 21, 2010, 124 Stat. 2095.)

Amendment of Subsection (b)

Pub. L. 111–203, title X, §§ 1093(1), 1100H,July 21, 2010, 124 Stat. 2095, 2113, provided that, effective on the designated transfer date, subsection (b) of this section is amended by inserting “, other than the Bureau of Consumer Financial Protection,” after “6805(a) of this title”. See Effective Date of 2010 Amendment note below.

Effective Date of 2010 Amendment

Amendment by Pub. L. 111–203effective on the designated transfer date, see section 1100H ofPub. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.

Effective Date

Pub. L. 106–102, title V, § 510,Nov. 12, 1999, 113 Stat. 1445, provided that: “This subtitle [subtitle A (§§ 501–510) of title V of Pub. L. 106–102, enacting this subchapter and amending section 1681s of this title] shall take effect 6 months after the date on which rules are required to be prescribed under section 504 (a)(3) [15 U.S.C. 6804 (a)(3)], except—

“(1) to the extent that a later date is specified in the rules prescribed under section 504; and

“(2) that sections 504 [15 U.S.C. 6804] and 506 [enacting section 6806 of this title and amending section 1681s of this title] shall be effective upon enactment [Nov. 12, 1999].”

The table below lists the classification updates, since Jan. 7, 2011, for this section. Updates to a broader range of sections may be found at the update page for containing chapter, title, etc.

The most recent Classification Table update that we have noticed was Friday, May 13, 2011

An empty table indicates that we see no relevant changes listed in the classification tables. If you suspect that our system may be missing something, please double-check with the Office of the Law Revision Counsel.

How To Use

Multiple entries for a section are listed most recent first, within the section.

The Session Year indicates which session of Congress was responsible for the changes classified. The Congress number forms the first part of the Public Law number; each Congress has two sessions.

Abbreviations used in the Description of Change column:

An empty field implies a standard amendment.
"new" means a new section or new note, or all new text of an existing section or note.
"nt" means note.
"nt [tbl]" means note [table].
"prec" means preceding.
"fr" means a transfer from another section.
"to" means a transfer to another section.
"omitted" means the section is omitted.
"repealed" means the section is repealed.
"nt ed change" and "ed change" - See the Editorial Classification Change Table [pdf].

The Public Law field is linked to the development of the law in the Thomas system at the Library of Congress.

The Statutes at Large field is linked to the text of the law, in the context of its volume of the Statutes at Large, at the Government Printing Office. Please note that it takes a while for these pages to get posted, so for very recent legislation, you need to look at the "enrolled" version at the Thomas site.

The Statutes at Large references have been rendered in the format used as page numbers in the Public Law web pages to which we link, to facilitate copy-paste into browser "find on this (web) page" tools. We are still working on a more direct link facility.

For serious comparison work, we suggest copying all or a portion of the Public Law text into your favorite text editor, for convenient content traversal and window control.

Sections with change type "new" are a special case, still under development. All are now listed, at the title level only.

You will find that occassionally a specific update you notice in a Public Law listed in a classification table will already have made it into the Code. We assume this is an artifact of the LRC edit process. The LII does not edit the LRC content.

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General Reference

Refer to the LRC (Law Revision Council) for explanations about the US Code from the folks who put it all together.

You can look for information about what it is and is not, which titles are positive law, the schedule of Supplements, etc. Under download you can find the source data we use here (GPO locator files), as well as, PDF files that look just like the paper books (these may be rather large).

Refer to the Thomas site for changes that have not yet made it into the classification tables.

15 USC	Description of Change	Session Year	Public Law	Statutes at Large

This is a list of parts within the Code of Federal Regulations for which this US Code section provides rulemaking authority.

This list is taken from the Parallel Table of Authorities and Rules provided by GPO [Government Printing Office].

It is not guaranteed to be accurate or up-to-date, though we do refresh the database weekly. More limitations on accuracy are described at the GPO site.

12 CFR - Title 12—Banks and Banking

12 CFR 208 - MEMBERSHIP OF STATE BANKING INSTITUTIONS IN THE FEDERAL RESERVE SYSTEM (REGULATION H)

12 CFR 211 - INTERNATIONAL BANKING OPERATIONS (REGULATION K)

12 CFR 216 - PRIVACY OF CONSUMER FINANCIAL INFORMATION (REGULATION P)

12 CFR 225 - BANK HOLDING COMPANIES AND CHANGE IN BANK CONTROL (REGULATION Y)

12 CFR 30 - SAFETY AND SOUNDNESS STANDARDS

12 CFR 308 - RULES OF PRACTICE AND PROCEDURE

12 CFR 332 - PRIVACY OF CONSUMER FINANCIAL INFORMATION

12 CFR 334 - FAIR CREDIT REPORTING

12 CFR 364 - STANDARDS FOR SAFETY AND SOUNDNESS

12 CFR 40 - PRIVACY OF CONSUMER FINANCIAL INFORMATION

12 CFR 568 - SECURITY PROCEDURES

12 CFR 570 - SAFETY AND SOUNDNESS GUIDELINES AND COMPLIANCE PROCEDURES

12 CFR 571 - FAIR CREDIT REPORTING

12 CFR 573 - PRIVACY OF CONSUMER FINANCIAL INFORMATION

12 CFR 716 - PRIVACY OF CONSUMER FINANCIAL INFORMATION

12 CFR 717 - FAIR CREDIT REPORTING

12 CFR 748 - SECURITY PROGRAM, REPORT OF SUSPECTED CRIMES, SUSPICIOUS TRANSACTIONS, CATASTROPHIC ACTS AND BANK SECRECY ACT COMPLIANCE

16 CFR - Title 16—Commercial Practices

16 CFR 313 - PRIVACY OF CONSUMER FINANCIAL INFORMATION

16 CFR 314 - STANDARDS FOR SAFEGUARDING CUSTOMER INFORMATION

17 CFR - Title 17—Commodity and Securities Exchanges

17 CFR 160 - PRIVACY OF CONSUMER FINANCIAL INFORMATION

17 CFR 248 - REGULATIONS S-P AND S-AM

15 USC § 6801 - Protection of nonpublic personal information

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