credit report

Definition from Nolo’s Plain-English Law Dictionary

A written account of a consumer's credit history prepared by a credit reporting agency. Credit reports generally include information on loans, credit cards, and other bills and accounts, as well as a record of the consumer's addresses and employers. To get and use a consumer's credit report, a business must follow the procedures laid out in the Fair Credit Reporting Act.

Definition provided by Nolo’s Plain-English Law Dictionary.