encumbrance

Definition from Nolo’s Plain-English Law Dictionary

Any claim or lien on real estate. Examples include mortgages, deeds of trust, tax liens, mechanic's liens, easements, and water or timber rights. Documents showing encumbrances are usually recorded in the local land records office (commonly called the county recorder or registry of deeds). Also called incumbrance.

Definition provided by Nolo’s Plain-English Law Dictionary.