investigative consumer report

Definition from Nolo’s Plain-English Law Dictionary

A consumer report from a consumer reporting agency that includes information on a person's character, general reputation, personal characteristics, or lifestyle that is based at least in part on personal interviews with the person's friends, family members, neighbors, and others who have information about the person. To request an investigative consumer report, the person making the request must follow the procedures laid out in the Fair Credit Reporting Act. (See: consumer report, consumer protection laws)

Definition provided by Nolo’s Plain-English Law Dictionary.