loss of use

Definition from Nolo’s Plain-English Law Dictionary

The inability to use an automobile, premises, or some equipment due to damage caused by the negligence or wrongdoing of another. This concept may entitle claimants to damages. For example, during the period of non-occupancy while a burned building is restored, the regular occupant has lost its use and may be entitled to compensation for the days he or she must live or work elsewhere.

Definition provided by Nolo’s Plain-English Law Dictionary.