Appendix B to Part 360—Debit/Credit File Structure
This is the structure of the data file the FDIC will provide to apply debits and credits to an individual account or sub-account after the removal of FDIC holds. The file will be in a tab- or pipe-delimited ASCII format and provided through FDICconnect or Direct Connect. The file will be encrypted using an FDIC-supplied algorithm.
Account IdentifierThe primary field used to identify the account. This field may the Account Number.
The Account Identifier may be composed of more than one physical data element. If multiple fields are required to identify the account, data should be placed in separate fields and the FDIC instructed how these fields are combined to uniquely identify the account
2. DP _Acct_Identifier—2
If necessary, the second element used to identify the account
If necessary, the third element used to identify the account
4. DP _Acct_Identifier—4
If necessary, the fourth element used to identify the account
5. DP _Acct_Identifier—5
If necessary, the fifth element used to identify the account
Sub-Account IdentifierIf available, the sub-account identifier for the account.
The Sub-Account Identifier may identify separate deposits tied to this account where there are different processing parameters such as interest rates or maturity dates, but all owners are the same
7. DC _Debit_Amt
Dollar amount of the debit to be applied to the account or sub-account
Dollar amount of the credit to be applied to the account or sub-account
FDIC message associated with the debit or credit transaction