24 CFR 100.141 - Definitions.

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There is 1 rule appearing in the Federal Register for 24 CFR Part 100. View below or at eCFR (GPOAccess)
§ 100.141 Definitions.
As used in this subpart:
Lender means a person who engages in a residential real estate-related lending transaction.
Residential real estate-related lending transaction means the making of a loan:
(1) For purchasing, constructing, improving, repairing, or maintaining a dwelling; or
(2) Secured by residential real estate.
Self-test means any program, practice or study a lender voluntarily conducts or authorizes which is designed and used specifically to determine the extent or effectiveness of compliance with the Fair Housing Act. The self-test must create data or factual information that is not available and cannot be derived from loan files, application files, or other residential real estate-related lending transaction records. Self-testing includes, but is not limited to, using fictitious credit applicants (testers) or conducting surveys of applicants or customers, nor is it limited to the pre-application stage of loan processing.
[62 FR 66432, Dec. 18, 1997]

Title 24 published on .

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  • 2013-02-15; vol. 78 # 32 - Friday, February 15, 2013
    1. 78 FR 11460 - Implementation of the Fair Housing Act's Discriminatory Effects Standard
      GPO FDSys XML | Text
      DEPARTMENT OF HOUSING AND URBAN DEVELOPMENT, HUD, Office of the Assistant Secretary for Fair Housing and Equal Opportunity
      Final rule.
      Effective Date: March 18, 2013.
      24 CFR Part 100

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