The term originated means:
(1) Funding an obligation at the time that the obligation is created; or
(2) Initially approving and underwriting the obligation, or initially agreeing to purchase the obligation, provided that:
(i) The obligation conforms to the underwriting standards or is evidenced by the loan documents of the bank or its affiliates, other than its broker or dealer affiliates; and
(ii) The bank or its affiliates, other than its broker or dealer affiliates, fund the obligation in a timely manner, not to exceed six months after the obligation is created.