8. Break-even amount - a. Definition. The term Break-even Amount means the minimum monthly amount needed to provide funds for:
(1) Monthly Operating Expense, including provision for a contribution to Operating Reserve, pursuant to section 9a below;
(2) The monthly amount to be credited to the Homebuyer's EHPA pursuant to Section 10 below; and
(3) The monthly amount to be credited to the Nonroutine Maintenance Reserve for the Home pursuant to section 11 below.