Passenger
Passenger means an individual carried on a vessel except -
(1) The owner or an individual representative of the owner or, in the case of a vessel chartered without a crew, an individual charterer, or an individual representative of the charterer;
(2) The master or operator of a recreational vessel; or
(3) A member of the crew engaged in the business of the vessel, who has not contributed consideration for carriage, and who is paid for onboard services.