Good faith with respect to:
(1) Margin means the amount of margin which a creditor would require in exercising sound credit judgment;
(2) Making a determination or accepting a statement concerning a borrower means that the creditor is alert to the circumstances surrounding the credit, and if in possession of information that would cause a prudent person not to make the determination or accept the notice or certification without inquiry, investigates and is satisfied that it is correct.
12 CFR § 220.2
The terms used in this part have the meanings given them in section 3 of the Act or as defined in this section as follows: