Applicant
Applicant means any person who requests or who has received an extension of credit from a creditor, and includes any person who is or may become contractually liable regarding an extension of credit. For purposes of 1002.7(d), the term includes guarantors, sureties, endorsers, and similar parties.
Source
12 CFR § 1002.2
Scoping language
For the purposes of this part, unless the context indicates otherwise, the following definitions apply.