mortgage charge rate

(2) For purposes of this subsection— (A) the term “area” means a metropolitan statistical area as established by the Office of Management and Budget; (B) the term “mortgage charges” includes the interest rate, discount points, loan origination fee, and any other amount charged to a mortgagor with respect to an insured mortgage; and (C) the term “mortgage charge rate” means the amount of mortgage charges for an insured mortgage expressed as a percentage of the initial principal amount of the mortgage.


12 USC § 1709(u)(2)

Scoping language

For purposes of this subsection
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