creditor
(1) In general For purposes of providing a cause of action for any failure by a mortgage originator, other than a creditor, to comply with any requirement imposed under this section and any regulation prescribed under this section, section 1640 of this title shall be applied with respect to any such failure by substituting “mortgage originator” for “creditor” each place such term appears in each such subsection.
Source
15 USC § 1639b(d)(1)
Scoping language
None identified, default scope is assumed to be the parent (part B) of this section.