creditor

(4)As used in this subsection, the term “creditor”— (A)means a creditor, as defined in, that regularly and in the ordinary course of business— (i)obtains or uses consumer reports, directly or indirectly, in connection with a credit transaction; (ii)furnishes information to consumer reporting agencies, as described insection 1681s–2 of this title, in connection with a credit transaction; or (iii)advances funds to or on behalf of a person, based on an obligation of the person to repay the funds or repayable from specific property pledged by or on behalf of the person; (B)does not include a creditor described in subparagraph (A)(iii) that advances funds on behalf of a person for expenses incidental to a service provided by the creditor to that person; and (C)includes any other type of creditor, as defined in thatsection 1691a of this title, as the agency described in paragraph (1) having authority over that creditor may determine appropriate by rule promulgated by that agency, based on a determination that such creditor offers or maintains accounts that are subject to a reasonably foreseeable risk of identity theft. (f)

Source

15 USC § 1681m(e)(4)


Scoping language

None: Default is title Scope
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