qualified loss mitigation plan
(1) the term “qualified loss mitigation plan” means— (A) a residential loan modification, workout, or other loss mitigation plan, including to the extent that the Secretary of the Treasury determines appropriate, a loan sale, real property disposition, trial modification, pre-foreclosure sale, and deed in lieu of foreclosure, that is described or authorized in guidelines issued by the Secretary of the Treasury or his designee under the Emergency Economic Stabilization Act of 2008 [ 12 U.S.C. 5201 et seq.]; and (B) a refinancing of a mortgage under the Hope for Homeowners program;