qualified beneficiary
(D)In the case of a qualifying event described in subsection (f)(3)(F), the term “qualified beneficiary” includes a covered employee who had retired on or before the date of substantial elimination of coverage and any other individual who, on the day before such qualifying event, is a beneficiary under the plan— (i)as the spouse of the covered employee, (ii)as the dependent child of the covered employee, or (iii)as the surviving spouse of the covered employee.