(3) Eligible individual (A) In general The term “eligible individual” means an individual who is age 55 or older and who has a low income (including any such individual whose income is not more than 125 percent of the poverty line), excluding any income that is unemployment compensation, a benefit received under title XVI of the Social Security Act ( 42 U.S.C. 1381 et seq.), a payment made to or on behalf of veterans or former members of the Armed Forces under the laws administered by the Secretary of Veterans Affairs, or 25 percent of a benefit received under title II of the Social Security Act ( 42 U.S.C. 401 et seq.), subject to subsection (b). (B) Participation (i) Exclusion Notwithstanding any other provision of this paragraph, the term “eligible individual” does not include an individual who has participated in projects under this subchapter for a period of 48 months in the aggregate (whether or not consecutive) after July 1, 2007 , unless the period was increased as described in clause (ii). (ii) Increased periods of participation The Secretary shall authorize a grantee for a project to increase the period of participation described in clause (i), pursuant to a request submitted by the grantee, for individuals who— (I) have a severe disability; (II) are frail or are age 75 or older; (III) meet the eligibility requirements related to age for, but do not receive, benefits under title II of the Social Security Act ( 42 U.S.C. 401 et seq.); (IV) live in an area with persistent unemployment and are individuals with severely limited employment prospects; or (V) have limited English proficiency or low literacy skills.