mortgage loan
(18) Mortgage loan The term “mortgage loan” includes any loan (other than temporary financing such as a construction loan) that— (A) is secured by a first lien on any interest in residential real property; and (B) either— (i) is insured, guaranteed, made, or assisted by the Department of Housing and Urban Development, the Department of Veterans Affairs, or the Farmers Home Administration, or by any other agency of the Federal Government; or (ii) is intended to be sold by each originating mortgage institution to any federally chartered secondary mortgage market institution.