(1) In general (A) States The Administrator may award a grant to a State or Indian tribe that— (i) has a response program that includes each of the elements, or is taking reasonable steps to include each of the elements, listed in paragraph (2); or (ii) is a party to a memorandum of agreement with the Administrator for voluntary response programs. (B) Use of grants by States (i) In general A State or Indian tribe may use a grant under this subsection to establish or enhance the response program of the State or Indian tribe. (ii) Additional uses In addition to the uses under clause (i), a State or Indian tribe may use a grant under this subsection to— (I) capitalize a revolving loan fund for brownfield remediation under section 9604(k)(3) of this title ; (II) purchase insurance or develop a risk sharing pool, an indemnity pool, or insurance mechanism to provide financing for response actions under a State response program; or (III) assist small communities, Indian tribes, rural areas, or disadvantaged areas in carrying out activities described in section 9604(k)(7)(A) of this title with respect to brownfield sites. (iii) Small communities, Indian tribes, rural areas, and disadvantaged areas (I) In general To make grants to States or Indian tribes under clause (ii)(III), the Administrator may use, in addition to amounts available to carry out this subsection, not more than $1,500,000 of the amounts made available to carry out section 9604(k)(7) of this title in each fiscal year. (II) Limitation Each grant made under subclause (I) may be not more than $20,000. (III) Inclusion in other grants The Administrator may, at the request of a State or Indian tribe, include a grant under this clause in any other grant to the State or Indian tribe made under this subsection. (iv) Definitions In this subparagraph: (I) Disadvantaged area The term “disadvantaged area” means a community with an annual median household income that is less than 80 percent of the statewide annual median household income, as determined by the President based on the latest available decennial census. (II) Small community The term “small community” means a community with a population of not more than 15,000 individuals, as determined by the President based on the latest available decennial census.