LII note: we have removed a non-accessible image and substituted a link to a machine-readable version at https://www.consumerfinance.gov/policy-compliance/rulemaking/regulations/1024/A/#98125f3c35f484f8de69b80d167f5587be5b0a7b1c6f103fc1edfd0b.] . [Original image: https://www.ecfr.gov/graphics/er20de11.002.gif.]