The State Fire Marshal hereby sets the following procedures
for compliance with the fire loss reporting requirements of Code of
Ala. 1975, §§
36-19-24 and
36-19-42:
(a)
All fire losses. A monthly
report shall be filed by the secretary or other representative of the insurance
company in accordance with the procedures set forth in this rule regarding all
fire losses on all property insured by the insurer in this state. This report
shall be filed in accordance with this rule on or before the tenth day of the
month following after the occurrence of the fire losses and shall contain the
following information regarding all fire losses incurred by the insurer during
the month:
1. The name of the owner and
occupant of the property burned.
2.
The date of the fire.
3. The
location of the property.
4. The
cause of the fire.
5. The occupancy
of the property.
6. The amount of
insurance.
7. The sound value
(actual cash value) of the property.
8. The amount of loss paid.
(b)
Fires of suspicious
origin; Fire losses caused by other than accidental means.
When an insurer has reason to believe a fire loss to its
insured's real or personal property in this state was caused by other than
accidental means or is of suspicious origin, an immediate preliminary report
shall be made by a representative of the insurance company in accordance with
the procedures set forth in this rule. The preliminary report shall be filed in
accordance with this rule within twenty-four (24) hours of discovery by the
insurer and shall contain the following information:
1. The name of the owner and occupant of the
property burned.
2. The date of the
fire.
3. The location of the
property.
4. The occupancy of the
property.
5. The facts and
circumstances as known by the insurer tending to establish the cause and origin
of the fire.
6. A description of
all relative material acquired by the insurer during its investigation of the
fire loss.
(c) All
reports filed in accordance with this rule shall be submitted according to the
instructions for on-line reporting of fires, as it may change from time to
time, as
Notes
Ala. Admin. Code
r. 482-2-112-.04
Adopted by
Alabama
Administrative Monthly Volume XL, Issue No. 02, November 30,
2021, eff. 1/1/2022.
Author: State Fire Marshal
Statutory Authority:
Code of Ala.
1975, §§
27-2-17,
36-19-9,
36-19-24,
36-19-42.
