Chapter 482-1-091 - LONG TERM CARE INSURANCE

  1. § 482-1-091-.01 - Purpose
  2. § 482-1-091-.02 - Authority
  3. § 482-1-091-.03 - Applicability And Scope
  4. § 482-1-091-.04 - Definitions
  5. § 482-1-091-.05 - Policy Definitions
  6. § 482-1-091-.06 - Policy Practices And Provisions
  7. § 482-1-091-.07 - Unintentional Lapse
  8. § 482-1-091-.08 - Required Disclosure Provisions
  9. § 482-1-091-.09 - Prohibition Against Post-Claims Underwriting
  10. § 482-1-091-.10 - Minimum Standards For Home Health And Community Care Benefits In Long-Term Care Insurance Policies
  11. § 482-1-091-.11 - Requirement To Offer Inflation Protection
  12. § 482-1-091-.12 - Requirements For Application Forms And Replacement Coverage
  13. § 482-1-091-.13 - Discretionary Powers Of Commissioner
  14. § 482-1-091-.14 - Reserve Standards
  15. § 482-1-091-.15 - Loss Ratio
  16. § 482-1-091-.16 - Filing Requirement
  17. § 482-1-091-.17 - Standard Format Outline Of Coverage
  18. § 482-1-091-.18 - Requirement To Deliver Shopper's Guide
  19. § 482-1-091-.19 - Reporting Requirements
  20. § 482-1-091-.20 - Permitted Compensation Arrangements
  21. § 482-1-091-.21 - Filing Requirements For Advertising
  22. § 482-1-091-.22 - Standards For Marketing
  23. § 482-1-091-.23 - Suitability
  24. § 482-1-091-.24 - Prohibition Against Preexisting Conditions And Probationary Periods In Replacement Policies Or Certificates
  25. § 482-1-091-.25 - Nonforfeiture Benefit Requirement
  26. § 482-1-091-.26 - Standards For Benefit Triggers
  27. § 482-1-091-.27 - Additional Standards For Benefit Triggers For Qualified Long-Term Care Insurance Contracts
  28. § 482-1-091-.28 - Required Disclosure Of Rating Practices To Consumers
  29. § 482-1-091-.29 - Initial Filing Requirements
  30. § 482-1-091-.30 - Premium Rate Schedule Increases
  31. § 482-1-091-.31 - Penalties
  32. § 482-1-091-.32 - Producer Licensing And Training Requirements
  33. § 482-1-091-.33 - Availability Of New Services Or Providers
  34. § 482-1-091-.34 - Right To Reduce Coverage And Lower Premiums
  35. § 482-1-091-.35 - Separability
  36. § 482-1-091-.36 - Effective Date
  37. Appendix A - Rescission Reporting Form
  38. Appendix B - Personal Worksheet
  39. Appendix C - Disclosure Form
  40. Appendix D - Response Letter
  41. Appendix E - Claims Denial Reporting Form
  42. Appendix F - Potential Rate Increase Disclosure Form
  43. Appendix G - Replacement And Lapse Reporting Form

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