2 AAC 39.010 - Eligibility and coverage
(a) Except as
provided in (b) and (c) of this section, a benefit recipient may apply for
long-term care insurance on an individual or joint basis by applying in
accordance with
2 AAC 39.020.
(b) A spouse who is receiving a survivor
benefit may elect to obtain long-term care insurance on an individual basis
only.
(c) A dependent child who is
receiving a survivor benefit may not elect long-term care insurance.
(d) Individual long-term care insurance
covers only the benefit recipient. Joint long-term care insurance covers the
benefit recipient and the benefit recipient's spouse. Coverage will be limited
for long-term care necessitated by a pre-existing condition.
(e) A spouse who is not receiving a survivor
benefit, and whose long-term care insurance coverage under a benefit
recipient's joint coverage is discontinued as a result of divorce from or death
of the benefit recipient, may elect to continue that coverage on an individual
basis by paying the premium established by the administrator as provided in
2 AAC 39.050(b).
Notes
Authority:AS 39.30.090
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