Conn. Agencies Regs. § 38a-501a-2 - Definitions
As used in Sections 38a-501a-1 to 38a-501a-15, inclusive, of the Regulations of Connecticut State Agencies:
(a) "Short term care policy" means any
individual health insurance policy, or any individual subscriber contract, or
any amendment, endorsement or rider to any such policy or subscriber contract
delivered or issued for delivery to any resident of this state that is designed
to provide benefits on an expense-incurred, indemnity or prepaid basis for
necessary care or treatment of an injury, illness or loss of functional
capacity provided by a certified or licensed health care provider in a setting
other than an acute care hospital, for a period not to exceed three hundred
(300) days. A short term care policy shall provide benefits for confinement in
a nursing home or confinement in the insured's own home or both. "Short term
care policy" does not include any such policy or contract that is offered
primarily to provide basic Medicare supplement coverage, basic medical-surgical
expense coverage, hospital confinement indemnity coverage, major medical
expense coverage, disability income protection coverage, accident only
coverage, specified accident coverage or limited benefit health
coverage.
(b) "Applicant" means the
person who seeks to contract for insurance benefits.
(c) "Insurer" means an insurance company,
fraternal benefit society, hospital service corporation, medical service
corporation or health care center.
Notes
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No prior version found.