Idaho Admin. Code r. 18.04.15.011 - GENERAL RULES FOR ENHANCED SHORT-TERM PLANS

01. Application of Requirements. Any short-term, limited-duration insurance that, including renewals, reissuance or extensions, has a total duration of longer than six (6) months is subject to the requirements applicable to enhanced short-term plans.
02. Guaranteed Issue. Enhanced short-term plans are only to be offered on a guaranteed issue basis.
03. Portability. Enhanced short-term plan coverage is qualifying previous coverage under Title 41, Chapter 52, Idaho Code. Preexisting condition exclusions are to be waived for the period of time an individual was previously covered by an enhanced short-term plan or other qualifying previous coverage.
04. Requirement to Offer Exchange Plans. To offer an enhanced short-term plan, a carrier is to offer individual QHPs through the Exchange in the same service area.

Notes

Idaho Admin. Code r. 18.04.15.011
Effective March 31, 2022

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