836 IAC 1-3-6 - Insurance

Authority: IC 16-31-2-7; IC 16-31-3-14; IC 16-31-3-14.5; IC 16-31-3-20

Affected: IC 16-31-3; IC 16-31-3-17; IC 34-13-3

Sec. 6.

(a) This section is applicable to the following emergency medical service vehicles:
(1) Ambulance.
(2) Emergency medical technician-basic advanced nontransport vehicles.
(3) Advanced life support nontransport vehicles.
(b) All emergency medical service vehicles to which this section is applicable must be:
(1) insured in accordance with the requirements contained in this section; or
(2) owned by a governmental entity covered under IC 34-13-3.
(c) If insurance is required for an emergency medical services vehicle under subsection (b), a certification for a vehicle will not be issued until the applicant has submitted a certificate of insurance demonstrating that the applicant has liability insurance:
(1) in effect with an insurer that is authorized to write insurance in Indiana; and
(2) that provides a combined single limit of at least one million dollars ($1,000,000) for the injury or death of any number of persons in any one (1) occurrence.
(d) If an insurance policy required under this section:
(1) is canceled during the policy's term;
(2) lapses for any reason; or
(3) has the policy's coverage fall below the required amount;

the person to whom the certification for the emergency medical services vehicle was issued shall immediately notify the agency and must also immediately replace the policy with another policy that complies with this section so that the vehicle is never operated without the insurance required under this section.

(e) If the insurance policy for an emergency medical services vehicle that is required to be insured under this section is canceled, lapses for any reason, or has the policy coverage fall below the required amount, the use of the emergency medical services vehicle:
(1) must immediately cease; and
(2) shall not resume until approval to resume its use has been obtained in writing from the agency.


836 IAC 1-3-6
Indiana Emergency Medical Services Commission; 836 IAC 1-3-6; filed Feb 20, 2003, 8:00 a.m.: 26 IR 2343; filed Jun 11, 2004, 1:30 p.m.: 27 IR 3524; filed Jul 31, 2007, 10:01 a.m.: 20070829-IR-836060011FRA; readopted filed Jul 29, 2010, 8:07 a.m. : 20100825-IR-836100267RFA Readopted filed 10/31/2016, 1:48 p.m.: 20161130-IR-836160328RFA Readopted filed 11/28/2022, 2:51 p.m.: 20221228-IR-836220299RFA

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