Chapter 425 - LONG-TERM CARE INSURANCE

  1. § 031-425-1 - Purpose
  2. § 031-425-2 - Authority
  3. § 031-425-3 - Applicability and Scope
  4. § 031-425-4 - Rule Definitions
  5. § 031-425-5 - Policy Definitions
  6. § 031-425-6 - Meaning of "Guaranteed Renewable" and "Noncancelable"; Allowed Limitations and Exclusions
  7. § 031-425-7 - Preventing Unintentional Lapse of Coverage
  8. § 031-425-8 - Policy Disclosures
  9. § 031-425-9 - Disclosing Rating Practices to Applicants
  10. § 031-425-10 - Initial Rate Filing with Superintendent
  11. § 031-425-11 - Prohibition Against Post-Claims Underwriting
  12. § 031-425-12 - Minimum Home Care and Community Care Benefits
  13. § 031-425-13 - Required Offer of Inflation Benefit
  14. § 031-425-14 - Replacing Existing Insurance: Cautionary Notice to Applicant
  15. § 031-425-15 - Prohibition Against New Preexisting Condition Exclusions and Probationary Periods in Replacement Plans
  16. § 031-425-16 - Annual Reports to Superintendent: Lapsed and Replaced Policies
  17. § 031-425-17 - Licensing of Producers
  18. § 031-425-18 - Discretionary Powers of Superintendent
  19. § 031-425-19 - Reserve Standards
  20. § 031-425-20 - Premium Rate Increase Procedures
  21. § 031-425-21 - Filing of Advertising with Superintendent
  22. § 031-425-22 - Standards for Marketing
  23. § 031-425-23 - Applicant's Suitability for Long-term Care Insurance
  24. § 031-425-24 - Availability of New Services or Providers
  25. § 031-425-25 - Right to Reduce Coverage and Lower Premiums
  26. § 031-425-26 - Required Offer of Nonforfeiture Benefit; Contingent Nonforfeiture Benefit Upon Lapse
  27. § 031-425-27 - Standards for Benefit Triggers
  28. § 031-425-28 - Additional Standards for Benefit Triggers for Federally Qualified Long-term Care Insurance Contracts
  29. § 031-425-29 - Delivery of Outline of Coverage; Standard Format for Outline
  30. § 031-425-30 - Delivery of Shopper's Guide
  31. § 031-425-31 - Payment of Claims
  32. § 031-425-32 - Appealing a Claims Denial
  33. § 031-425-33 - External Review
  34. § 031-425-34 - Transition
  35. § 031-425-35 - Effective Date
  36. Appendix 031-425-A
  37. Appendix 031-425-B
  38. Appendix 031-425-C
  39. Appendix 031-425-D
  40. Appendix 031-425-E
  41. Appendix 031-425-F

Current through 2021-51, December 22, 2021

Notes

AMENDED:
March 30, 2015 - filing 2015-052

The following state regulations pages link to this page.



State regulations are updated quarterly; we currently have two versions available. Below is a comparison between our most recent version and the prior quarterly release. More comparison features will be added as we have more versions to compare.