(1) A marketing method using statistics of
any type relating to a carrier, including the dollar amounts of claims paid,
the time within which claims are paid, or the number of persons insured, shall
be considered misleading, and therefore prohibited, unless it identifies the
sources of all statistics and accurately reflects all of the relevant facts. A
marketing method shall not imply that statistics are derived from the policy
advertised or marketed unless such is the fact, and when applicable to other
policies shall specifically so state the policies to which it refers.
(2) A marketing method shall not represent or
imply that claim settlements by the insurer are "liberal" or "generous" or use
words of similar import, that claims settlements are or will be beyond the
actual terms of the contract, or shall not portray an unusual amount paid for a
unique claim for the policy marketed.
(3) The source of any statistics used in a
marketing method shall be identified in such advertisement or marketing method
or it shall be considered misleading, and therefore prohibited.