Mich. Admin. Code R. 500.1518 - Exchange of home insurance claim information

Rule 18.

(1) Every insurer subject to chapter 21 of the code, MCL 500.2101 to 500.2131, underwriting home insurance shall respond, on a form similar to figure 1 under R 500.1521, within 30 calendar days, to a request by another insurer for information concerning the claim history of a specified person. The claim information requested or reported must be information as described in section 2111(7)(f) of the code, MCL 500.2111.
(2) The reporting insurer shall report home insurance information as follows:
(a) Name and address of the insured.
(b) Policy number of such insured.
(c) Location of insured premises.
(d) Date of loss or losses.
(e) Amount paid.
(f) Coverage involved.
(g) Whether or not a fire loss was investigated by civil authorities.
(3) The requesting insurer shall specify in its request the name, address, and responding company's policy number of the insured who is the subject of the request. The requesting insurer shall also provide with the request a stamped, addressed envelope for the return of the completed claim information form.

Notes

Mich. Admin. Code R. 500.1518
1981 AACS; 2021 MR 6, Eff. 3/24/2021

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