N.H. Code Admin. R. Ins 1407.01 - Statement of Residency Including Applicable Exemptions

(a) Pursuant to RSA 417-A:3-b, insurers or their producers shall provide to applicants, and shall require applicants to sign and date, form INS 1 Statement of Residency Including Applicable Exemptions in Appendix 1 prior to issuing or upon delivery of a policy of automobile insurance.

(b) An exemption from the residency requirement shall be permitted if:

(1) The motor vehicle to be insured is garaged exclusively in New Hampshire; or

(2) The applicant(s) is on active duty in the military service of the United States and claims New Hampshire as their legal state of residence; or

(3) The applicant(s) is on active duty in the military service of the United States, currently stationed in New Hampshire, and all vehicles to be insured on the policy for which application is made are currently garaged in New Hampshire; and

(4) The applicant(s) acknowledge(s) that they shall be subject to prosecution, imprisonment of up to one year, a fine of $2,000, and the denial of coverage for any loss not occurring in New Hampshire, under the policy for which application is made, should the applicant(s) falsely claim the residency exemption for themselves or any named insured, or fail to notify the insurer at policy renewal should any named insured cease to be eligible for a New Hampshire residency exemption.

(c) Applicant(s) shall supply on Form INS 1 the following information:

(1) If the applicant(s) are filing for residency status:

a. The street address, if applicable;

b. The applicant(s)' attestations of residency for all named insureds to be insured on the policy for which application is made;

c. The applicant(s)' statement of obligation to inform their insurance company prior to the next renewal of the policy for which application is made should any named insured cease to be a New Hampshire resident; and

d. The applicant(s)' acknowledgement that they shall be subject to prosecution, imprisonment of up to one year, a fine of $2,000, and the denial of coverage for any loss, not occurring in New Hampshire, under the policy for which application is made, should the applicant(s) falsely claim residency for themselves or any named insured, or fail to notify the insurer at policy renewal should any named insured cease to be a New Hampshire resident; or

(2) If the applicant(s) are filing for an exemption, the applicable exemption.

(d) The information contained in Form INS 1 shall be relied upon in connection with future renewals of the automobile insurance policy for which the applicant(s) is applying.

(e) It shall be the responsibility of the applicant(s) to inform their insurance company if the information contained in Form INS 1 ceases to be correct.

Notes

N.H. Code Admin. R. Ins 1407.01

Derived from Volume XLI Number 6, Filed February 11, 2021, Proposed by # 13162, Effective 1/25/2021, Expires 1/25/2031.