issuer, directly or through its producers, shall:
(1) Establish marketing procedures to assure
that any comparison of policies by its agents or other producers will be fair
marketing procedures to assure excessive insurance is not sold or
Display prominently by
type, stamp or other appropriate means, on the first page of the policy the
"Notice to buyer: This policy may not cover all of your
(4) Inquire and otherwise make every
reasonable effort to identify whether a prospective applicant or enrollee for
Medicare supplement insurance already has accident and sickness insurance and
the types and amounts of any such insurance; and
(5) Establish auditable procedures for
verifying compliance with Ins 1905.22(a).
In addition to the practices prohibited
in RSA 417, the following acts and practices are prohibited:
(1) Twisting. Knowingly making any misleading
representation or incomplete or fraudulent comparison of any insurance policies
or insurers for the purpose of inducing, or tending to induce, any person to
lapse, forfeit, surrender, terminate, retain, pledge, assign, borrow on, or
convert any insurance policy or to take out a policy of insurance with another
(2) High pressure tactics.
Employing any method of marketing having the effect of or tending to induce the
purchase of insurance through force, fright, threat, whether explicit or
implied, or undue pressure to purchase or recommend the purchase of insurance;
(3) Cold lead advertising.
Making use directly or indirectly of any method of marketing which fails to
disclose in a conspicuous manner that a purpose of the method of marketing is
solicitation of insurance and that contact will be made by an insurance agent
or insurance company.
(c) The terms "Medicare supplement,"
"Medigap," "Medicare wrap around", and words of similar import shall not be
used unless the policy is issued in compliance with this part.
N.H. Code Admin. R. Ins 1905.22
#6406, eff 1-1-97 (from
1905.21, originally #5656, eff 7-1-93); ss by #7174,
eff 12-22-99; ss by #8051, eff 3-1-04; ss by #8363, eff 9-8-05; ss by #9559,
eff 10-13-09 (from
From Ins 1905.21
XXXVII Number 37, Filed September 14, 2017, Proposed by #12370,
Effective 10/13/2017, Expires