(a) A small
employer carrier shall not require a minimum small employer contribution of
more than 10 percent of the annual cost of the small employer's health benefits
plan. This contribution requirement shall be applied by the small employer
carrier uniformly among all health benefits plans and all small
A small employer
may, upon approval of the Board
, require a minimum contribution of less
than 10 percent provided that the small employer carrier:
1. Notifies the Board in writing of its
Explains why the lesser requirement is reasonable; and
3. Applies the requirement uniformly to all
small employer health benefits plans and to all small employers.
(c) The Board shall notify the
small employer carrier in writing within 60 days of the small employer
carrier's filing with the Board whether such request is approved.
(d) A small employer carrier shall not
require any minimum contribution toward the annual cost of the small employer's
health benefits plan with respect to employer applications received during the
employer annual open enrollment period.
48 N.J.R. 2360(a), effective 11/7/2016