N.J. Admin. Code § 13:69F-19.5 - Wagers; payout odds

(a) Prior to the first card being dealt for each round of play, each player at the game of Spanish 21 shall make a wager against the dealer which shall win if:

1. The score of the player is 21 or less and the score of the dealer is in excess of 21;

2. The score of the player exceeds that of the dealer without either exceeding 21;

3. The player has achieved a score of 21 in two cards and the dealer has achieved a score of 21 in two or more cards; or

4. The player has achieved a score of 21 in more than two cards and the dealer has achieved a score of 21 in more than two cards.

(b) Except as otherwise provided in (a)3 and 4 above, a wager made in accordance with this section shall be void if the score of the player is the same as the dealer. However, a wager shall lose if the player has 21 in more than two cards and the dealer has a blackjack.

(c) All wagers at Spanish 21 shall be made by placing gaming chips or plaques and, if applicable, a match play coupon on the appropriate betting areas of the table layout. A verbal wager accompanied by cash may be accepted, provided it is confirmed by the dealer and casino supervisor, and that such cash is expeditiously converted into gaming chips or plaques.

(d) Except as otherwise provided in this subchapter, no wager shall be made, increased or withdrawn after the first card of the respective round has been dealt.

(e) After each round of play is complete, the dealer shall collect all losing wagers and pay off all winning wagers. Except as provided in (f) and (g) below, winning wagers made in accordance with (a)3 above shall be paid at odds of 3 to 2, and all winning wagers made in accordance with (a)1, 2, or 4 above shall be paid at odds of 1 to 1.

(f) Notwithstanding the provisions of (e) above, a casino licensee shall pay the following payout odds for winning wagers made in accordance with (a) above unless the player has doubled down, in which case all of the following wagers shall only be paid at odds of 1 to 1:

1. Three cards consisting of the six, seven, and eight of mixed suits shall be paid at odds of 3 to 2;

2. Three cards consisting of the six, seven, and eight of the same suit shall be paid at odds of 2 to 1, except that three cards consisting of the six, seven, and eight of spades shall be paid at odds of 3 to 1;

3. Three cards consisting of three sevens of mixed suits shall be paid at odds of 3 to 2;

4. Three cards consisting of three sevens of the same suit shall be paid at odds of 2 to 1, except that three cards consisting of three sevens of spades shall be paid at odds of 3 to 1;

5. Five cards totaling 21 shall be paid at odds of 3 to 2;

6. Six cards totaling 21 shall be paid at odds of 2 to 1; and

7. Seven or more cards totaling 21 shall be paid at odds of 3 to 1.

(g) In addition to the payouts required by (f)4 above, a winning hand that consists of three sevens of the same suit when the dealer's exposed card is also a seven of any suit shall be paid an additional fixed payout of $ 1,000 if the player's original wager was $ 5.00 or more but less than $ 25.00, or $ 5,000 if the player's original wager was $ 25.00 or more. All other players at the table who placed a wager during that round of play shall also be paid an additional fixed payout of $ 50.00. Notwithstanding the foregoing, the additional fixed payouts required by this subsection shall not be applicable if the winning hand had been doubled down pursuant to N.J.A.C. 13:69F-19.9 or had been split pursuant to N.J.A.C. 13:69F-19.10.

(h) Except as expressly permitted by this subchapter, once the first card of any hand has been removed from the shoe by the dealer, no player shall handle, remove or alter any wagers that have been made until a decision has been rendered and implemented with respect to that wager.

(i) Once an insurance wager, a wager to double down or a wager to split pairs has been made and confirmed by the dealer, no player shall handle, remove or alter such wagers until a decision has been rendered and implemented with respect to that wager, except as expressly permitted by this subchapter.

(j) After the cards have been shuffled pursuant to N.J.A.C. 13:69F-19.4, a casino licensee may, in its discretion, prohibit any person, whether seated at the gaming table or not, who does not make a wager on a given round of play from placing a wager on the next round of play and any subsequent round of play at that gaming table unless the casino licensee chooses to permit the player to begin wagering or until a reshuffle of the cards has occurred.

Notes

N.J. Admin. Code § 13:69F-19.5