N.J. Admin. Code § 3:2-1.3 - Required disclosure

Current through Register Vol. 54, No. 7, April 4, 2022

(a) The advertising of maximum interest rates and yield on time and savings deposits shall comply with the requirements of the Federal Truth in Savings Law, 12 U.S.C. §§ 4301 et seq., and Federal Reserve Regulation DD, 12 CFR 230.
(b) All advertisements of loan products shall comply with the requirements of the Federal Truth-in-Lending Law and Regulation Z, 15 U.S.C. 1601 et seq. and 12 CFR 226 et seq., respectively, where applicable.

Notes

N.J. Admin. Code § 3:2-1.3
Amended by R.1988 d.524, effective 11/7/1988.
See: 20 New Jersey Register 1025(a), 20 New Jersey Register 2750(b).
Added (c).
Amended by R.1990 d.236, effective 5/7/1990.
See: 22 New Jersey Register 1353(c).
"Federal Home Loan Bank Board" changed to "Office of Thrift Supervision".
Amended by R.1995 d.244, effective 8/7/1995.
See: 27 New Jersey Register 793(a), 27 New Jersey Register 2883(b).
In (a) substituted the Federal Truth in Savings Law and Federal Reserve Regulation DD for other rules as the advertising standards to be met, deleted former (b), and recodified (c) as (b).
Amended by R.2006 d.73, effective 2/21/2006.
See: 37 New Jersey Register 3101(a), 38 New Jersey Register 1181(a).
Section heading was "Disclosure of interest rates"; in (a), substituted "shall" for "must."

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