N.J. Admin. Code Tit. 3, ch. 1 - GENERAL PROVISIONS

  1. Subchapter 1 - INTEREST AND USURY (§ 3:1-1.1 to 3:1-1.2)
  2. Subchapter 2 - PROCEDURAL RULES (§ 3:1-2.1 to 3:1-2.26)
  3. Subchapter 3 - MORTGAGE LOANS IN DISASTER AREAS (§ 3:1-3.1 to 3:1-3.5)
  4. Subchapter 4 THROUGH 5 - RESERVED
  5. Subchapter 6 - FEES (§ 3:1-6.1 to 3:1-6.7)
  6. Subchapter 7 - MISCELLANEOUS (§ 3:1-7.1 to 3:1-7.6)
  7. Subchapter 8 - RESERVED
  8. Subchapter 9 - HOME MORTGAGE DISCLOSURE (§ 3:1-9.1 to 3:1-9.18 through 3:1-9.19)
  9. Subchapter 10 - RESTRICTIONS ON REAL PROPERTY TRANSACTIONS (§ 3:1-10.1 to 3:1-10.4)
  10. Subchapter 11 - RESTRICTIONS ON LOANS INVOLVING AFFILIATED PERSONS (§ 3:1-11.1 to 3:1-11.2)
  11. Subchapter 12 - MULTIPLE PARTY DEPOSIT ACCOUNTS (§ 3:1-12.1 to 3:1-12.9)
  12. Subchapter 13 - INSURANCE ACTIVITIES (§ 3:1-13.1 to 3:1-13.2)
  13. Subchapter 14 - REVOLVING CREDIT EQUITY LOANS (§ 3:1-14.1 to 3:1-14.6)
  14. Subchapter 15 - AVAILABILITY OF FUNDS (§ 3:1-15.1 to 3:1-15.8)
  15. Subchapter 16 - MORTGAGE LOANS, FEES, OBLIGATIONS (§ 3:1-16.1 to 3:1-16.12)
  16. Subchapter 17 - AUTOMATED TELLER MACHINES ATM (§ 3:1-17.1 to 3:1-17.5)
  17. Subchapter 18 - FOREIGN BANKS AND ASSOCIATIONS; REGISTRATION OF SERVICE FACILITIES (§ 3:1-18.1 to 3:1-18.8)
  18. Subchapter 19 - NEW JERSEY CONSUMER CHECKING ACCOUNTS (§ 3:1-19.1 to 3:1-19.5)
  19. Subchapter 20 - REQUESTS FOR DISCLOSURE OF SOCIAL SECURITY NUMBERS (§ 3:1-20.1 to 3:1-20.2)
  20. Appendix A

Notes

N.J. Admin. Code Tit. 3, ch. 1
CHAPTER SOURCE AND EFFECTIVE DATE:
Effective: 1/27/2022.
See: 54 N.J.R. 353(a).
CHAPTER HISTORICAL NOTE:
Subchapter 3, Mortgage Loans in Disaster Areas, was adopted and became effective prior to 9/1/1969.
Subchapter 2, Procedural Rules, was adopted as R.1970 d.97, effective 8/13/1970. See: 2 N.J.R. 70(a).
Subchapter 4, Governmental Unit Deposit Protection, was adopted as R.1971 d.9, effective 1/15/1971. See: 2 N.J.R. 97(d), 3 N.J.R. 19(c).
Subchapter 5, Mortgage Applicant's Birth Control Practices, was adopted as R.1973 d.166, effective 6/21/1973. See: 5 N.J.R. 136(a), 5 N.J.R. 216(b).
Subchapter 6, Fees, was adopted as new rules by R.1974 d.221, effective 8/9/1974. See: 6 N.J.R. 254(c), 6 N.J.R. 342(a).
Subchapter 7, Miscellaneous Fees, was adopted as new rules by R.1975 d.120, effective 5/14/1975. See: 7 N.J.R. 126(c), 7 N.J.R. 247(c).
Subchapter 9, Home Mortgage Disclosure, was adopted as new rules by R.1977 d.308, effective 8/22/1977. See: 9 N.J.R. 303(c), 9 N.J.R. 405(c).
Subchapter 11, Restrictions on Loans Involving Affiliated Persons, was adopted as new rules by R.1977 d.471, effective 12/15/1977. See: 9 N.J.R. 404(b), 10 N.J.R. 3(c).
Subchapter 10, Restrictions on Real Property Transactions, was adopted as new rules by R.1978 d.55, effective 2/21/1978. See: 9 N.J.R. 404(c), 10 N.J.R. 92(c).
Subchapter 12, Multiple Party Deposit Accounts, was adopted as new rules by R.1980 d.480, effective 11/1/1980. See: 12 N.J.R. 378(c), 12 N.J.R. 686(d).
Subchapter 14, Revolving Credit Equity Loans, was adopted as R.1983 d.378, effective 9/19/1983. See: 15 N.J.R. 1147(a), 15 N.J.R. 1575(b).
Pursuant to Executive Order No. 66(1978), Subchapter 9, Home Mortgage Disclosure, was readopted effective 8/26/1983 as R.1983 d.379. See: 15 N.J.R. 1146(a), 15 N.J.R. 1575(a).
Subchapter 13, Insurance Activities, was adopted as R.1983 d.566, effective 12/5/1983. See: 15 N.J.R. 820(a), 15 N.J.R. 2033(a).
Pursuant to Executive Order No. 66(1978), Subchapter 10, Restrictions on Real Property Transactions, was readopted as R.1984 d.63, effective 3/19/1984. See: 16 N.J.R. 2(a), 16 N.J.R. 520(a).
Pursuant to Executive Order No. 66(1978), Subchapter 12, Multiple Party Deposit Accounts, was readopted as R.1985 d.660, effective 1/6/1986. See: 17 N.J.R. 2488(a), 18 N.J.R. 77(b).
Subchapter 15, Availability of Funds, was adopted as R.1986 d.73, effective 3/17/1986. See: 18 N.J.R. 13(a), 18 N.J.R. 553(a).
Subchapter 16 was adopted as R.1989 d.191, effective 4/17/1989, operative July 16, 1989. See: 20 N.J.R. 1021(b), 21 N.J.R. 981(c).
Pursuant to Executive Order No. 66(1978), Chapter 1, General Provisions, was readopted as R.1991 d.48, effective 1/4/1991. See: 22 N.J.R. 3425(a), 23 N.J.R. 294(b).
Subchapter 17, Automated Teller Machines (ATM), was adopted as R.1991 d.244, effective 5/6/1991. See: 23 N.J.R. 642(a), 23 N.J.R. 1408(b).
Subchapter 18, Foreign Banks and Associations; Registration of Service Facilities, was adopted as R.1991 d.347, effective 7/1/1991. See: 23 N.J.R. 1233(a), 23 N.J.R. 2029(a).
Subchapter 19, New Jersey Consumer Checking Accounts, was adopted as R.1992 d.303, effective 8/3/1992. See: 24 N.J.R. 1667(a), 24 N.J.R. 2710(a).
The Executive Order No. 66(1978) expiration date for Chapter 1, General Provisions, was extended by gubernatorial directive from January 4, 1996 to April 4, 1996. See: 28 N.J.R. 815(a).
Pursuant to Executive Order No. 66(1978), Chapter 1, General Provisions, was readopted as R.1996 d.168, effective 3/6/1996. See: 28 N.J.R. 3(a), 28 N.J.R. 1830(a).
Pursuant to Executive Order No. 66(1978), Subchapter 5, Mortgage Applicant's Birth Control Practices, expired on 4/4/1996.
Subchapter 20, Requests for Disclosure of Social Security Numbers, was adopted as new rules by R.1997 d.185, effective 5/5/1997. See: 29 N.J.R. 284(a), 29 N.J.R. 1691(a).
Pursuant to Executive Order No. 66(1978), Chapter 1, General Provisions, was readopted as R.2001 d.112, effective 3/6/2001, and Subchapter 8, Credit or Loan Applications, was repealed by R.2001 d.112, effective 4/2/2001. See: 33 N.J.R. 213(a), 33 N.J.R. 1087(a).
Subchapter 7, Miscellaneous Fees, was renamed Miscellaneous by R.2006 d.233, effective 6/19/2006. See: 38 N.J.R. 5(a), 38 N.J.R. 2671(a).
Chapter 1, General Provisions, was readopted as R.2006 d.246, effective 6/8/2006. See: 38 N.J.R. 1493(a), 38 N.J.R. 2795(a).
Subchapter 4, Governmental Unit Deposit Protection, was repealed by R.2010 d.253, effective 11/1/2010. See: 42 N.J.R. 1447(a), 42 N.J.R. 2605(a).
In accordance with N.J.S.A. 52:14B-5.1b, Chapter 1, General Provisions, was scheduled to expire on 6/8/2013. See: 43 N.J.R. 1203(a).
In accordance with N.J.S.A. 52:14B-5.1c, Chapter 1, General Provisions, was scheduled to expire on 12/5/2013. See: 43 N.J.R. 1294(a).
In accordance with N.J.S.A. 52:14B-5.1d, the expiration date of Chapter 1, General Provisions, was extended by gubernatorial directive from December 5, 2013 to June 5, 2015. See: 46 N.J.R. 74(a).
Chapter 1, General Provisions, was readopted as R.2015 d.055, effective 3/11/2015. See: 46 N.J.R 1503(a), 47 N.J.R. 709(a).
Chapter 1, General Provisions, was readopted, effective 1/27/2022. See: Source and Effective Date.

CHAPTER AUTHORITY:

N.J.S.A. 17:1-8, 17:1-8.1, 17:2A-1 et seq., 17:9-41, 17:9A-1 et seq., 17:9A-9, 17:9A-24a, 17:9A-25.2, 17:9A-316, 17:11C-49 and 89, 17:12B-1 et seq., 17:16F-11, 17:16I-1 et seq., 17:16L-1 et seq., 17:16N-1 et seq., and 31:1-1.

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